What is a Business
Owner's Policy?

A business owner's policy, or often referred to as a BOP, combines protection from all major property and liability risks in one package.  The package policy is ideal for small businesses to ensure basic coverage is provided and offers a convenient purchasing process.  

Why do you need a Business
Owner's Policy?

A business owner's insurance policy covers a range of exposures that may impact your business.  

• Property Insurance
  For buildings and contents owned by the business
• Business Interruption Insurance
  For loss of income resulting from a fire or catastrophe that disrupts the business
• Liability Insurance
  For legal responsibilities from harm the business may have caused to others.

BOPs DO NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance.